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This volume presents a comprehensive analysis of microfinance initiatives in India. Through substantive field research and case studies ranging across the country, it examines Indian microfinance within its distinct socio-economic realities - the role of women, financial inclusion, rural entrepreneurship and innovation - its interactions with multiple institutions, the challenges as well as future directions.

Contents: Preface. Acknowledgements. 1. Vignettes in Transformation: Indian Microfinance since the 1990s/Tara S. Nair. 2. SHG Intermediation and Women’s Agency: A View from Tamil/Nadu K. Kalpana. 3. The Transformational Potential of Microfinance: Two Case Studies/Anurekha Chari-Wagh. 4. Integrating Microfinance Clients with the Formal Financial System: A Study of Two Villages/D. Yeswanth. 5. Microfinance and the Dynamics of Financial Vulnerability: Lessons from Rural India/Isabelle Guerin, Marc Roesch, Santosh Kumar, G. Venkatasubramanian, and Mariam Sangare. 6. Matching Finance with Client Needs: Some Pointers from a Field Study/Savita Shankar. 7. Supporting Rural Entrepreneurship and Innovation: Beyond Microfinance/Lina Sonne. 8. Microfinance and Cooperatives: An Overview/Navin Anand. 9. The Seen and the Unseen: Revisiting the Impact of SEWA Bank/Maren Duvendack. 10. Issues and Challenges before Liberal Microfinance Cooperatives: A Case Study/Tara S. Nair and Rutwik J. Gandhe.