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Synopsis The economy of India is of rural based. Without the development of rural area of the country, one can not think of its overall development. Majority of rural people spend their life below poverty line. Their economic, educational and social statuses are pathetic and falling day by day. Banks play a crucial role in eradication of poverty and unemployment in the rural areas. Poverty alleviation programme launched by the government from time to time is implemented through banks. In this regard RRBs are significant institution. The present book has the following aspects- To highlight the role of institutional financial intermediation is rural development. To point out the institutional financial intermediation in a state. To focuss the financial intermediation and regional rural banks in India. To dissuss the financial intermediation and regional rural banks in a state. To interpret the rural intermediation and Kshetriya Gramin bank. To dictect the operational problems in rural areas intermediation by Gramin Kshetriya bank. To take up the remedial steps for future course of action in this regard which may serve as guideline for policy makers, plannery, welfare agencies and the governments. Thus, basic approach of this book is to Improve the means of livelihood. Increase the production and productivity Maintain the equal distribution of wealth and incomes. Raise the standard of living of rural people. Create the self employment opportunities.