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Dr. M.K. Sehgal is Professor of Management and Director of M.M. Institute of Management, Mullana-Ambala (Haryana), who abunds in knowledge in the field of banking, finance and management. Before joining MMIM, he was teh Director of BG-IMT, Sangrur. Dr. Sehgal was accosiate professor and Head of HIMT, Ambala City. He is a seasoned adademician with Ph.D. in Management from Kurukshetra University, Kurukkshetra. Prior to joining academics, he was associated with prestigiuos companies like Hawkins Cookers Ltd. Mumbai, Goldstar T.V. (Bestavision Electronic Ltd. noida) and IMRB. He has attended more than seventy internationa/national reminars/ workshops/ conferences and has bublished more than twenty five research papers/ aarticles in book/Journals, etc. His speecific are of interest is a strategic management, Managemetn accounting, business policy and knowledge management. His paredt field of research of S.M.E.'s, insurance, corporate restructuring and corporate governance. His is adept in event management and his ofganized forteen national seminiars/workshops He is a a\mymber to AIMA, New Delhi.