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C Vijaychandra Kumar is a Faculty Member, ICFAI Business School, Hyderabad. He is M.Sc, CAIIB, DIM, DIC, LII, and CFA. He was a recipient of National Merit Scholarship twice, one at the degree and the other at post-graduate level. He secured university ranks in B.Sc and M.Sc (Physical Chemistry) from Sri Venkateswara University, Tirupati. He also secured a rank in the CFA Examinations of ICFAI. He has been teaching courses in finance and banking at ICFAI Business School for more than four and a half years. He served for about 25 years in one of the nationalized banks where he held faculty assignment for eight years. He was also the head of the faculty team at the bank’s staff training centre at Visakhapatnam, where he was also handling classes as guest faculty at the Academic Staff College, Andhra University. Prof. Kumar has already edited books on Credit Risk Management and Spirituality at Workplace.