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Dr. K. Gangadharan (M.A., B.L.I.Sc., NET., M.Phil., Ph.D) is presently serving as the Selection Grade Lecturer in the Department of Economics, Pazahassi Raja NSS college Mattanur, affiliated to the kannur University. He is the Member of Board of Studies in Economics of different universities in Kerala. He has published articles in journals of national importance. He has published a book titled “ A Text Book of Banking’ in 1999 and this book has been recommended by the kannur University as the basic reading material for the B.A. degree course in Economics. He has undergone intensive training programme in career counseling and guidance and now holding additional charge as the Co- ordinator of Centre for Career Guidance counseling and Extension functioning in the college with financial assistance from UGC. He has distinguished himself as a serious teacher, organizer academician and an intensive researcher. He is specialized in Health Economics and financial studies.